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How Misgendering or Misidentification Can Ruin a Credit or Background Report

How Misgendering or Misidentification Can Ruin a Credit or Background Report

by rapplawfirm | Sep 25, 2025 | Credit Reports

Much of our world is automated. While this brings efficiency in some areas, it can bring aggravation in others. If you underwent a name or gender change after transitioning, you are hoping for accuracy, but in the eyes of databases, you might be faced with...
Are You Getting Harassed for Debt That’s Not Yours? Here’s What to Do

Are You Getting Harassed for Debt That’s Not Yours? Here’s What to Do

by rapplawfirm | Jul 8, 2025 | Debt Collections

Debt can be an overwhelming situation to manage.  However, it’s even worse if you start to get harassed for debt that is not even yours to begin with.  A debt collector’s role is to contact an individual who has a record of debt with the company they have...
How to Dispute Errors on Your Credit Report (Step-by-Step Guide)

How to Dispute Errors on Your Credit Report (Step-by-Step Guide)

by rapplawfirm | May 27, 2025 | Credit Reports

Your credit report should be accurate. In fact, it may be vital in order to meet your current life goals and decisions.  If you want to rent an apartment, buy a house, purchase a car, or take out a loan, an error on your credit report could be the one thing...